LexisNexis Risk Solutions and IMS Work to Deliver the Future of Driving Intelligence, Going Beyond Traditional UBI with LexisNexis Drive Metrics and the IMS EdgeSDK

EmitenTrust.com Strategic Relationship Utilizes Embedded On-Device Computing Enabling U.S. Insurers of all Sizes with or without UBI Programs to Take Advantage of Transparent, Cost-Effective Telematics Intelligence

ATLANTA, Sept. 24, 2026 /PRNewswire/ -- LexisNexis® Risk Solutions, a leading provider of data and analytics for the insurance and automotive industries, and IMS, a global connected insurance technology company, today announced the integration of the LexisNexis® Drive Metrics scoring model into the IMS EdgeSDK™ to benefit U.S. auto insurance carriers and consumers through an all-new smartphone-based telematics solution that gives drivers the ability to share driving data with their insurers. This integration enables more insurers to launch or improve existing usage-based insurance (UBI) programs, taking advantage of potentially significant cost savings, 50% or more

, by eliminating cloud processing and storage fees associated with traditional telematics programs and reinforcing user transparency and data privacy.

Integrating the Drive Metrics model into the EdgeSDK redefines how driving data is managed for auto insurance underwriting, supporting more precise risk assessment and more personalized pricing. Driving behavior information stays on the user's device while generating industry-leading scores and attributes that can be quickly incorporated into existing workflows and are consistent across LexisNexis® Telematics Solutions. While the collaboration between LexisNexis Risk Solutions and IMS facilitates a more cost-effective way to execute an insurer-led UBI program, it can also support use cases across the insurance continuum, potentially making normalized data accessible and scalable for a deeper understanding of risk and a better experience for consumers, from the point of quote to claim. 

Key Highlights

• The IMS EdgeSDK with the LexisNexis Drive Metrics model can be seamlessly embedded into an existing insurance company app, or an insurer can utilize the IMS white-label app, reducing complexity and promoting scalability across an insurer's portfolio.
• The IMS EdgeSDK integrated with the LexisNexis Drive Metrics model improves the operational expense of UBI, reducing costs up to 50% to 80%
  2
   by eliminating cloud processing and storage fees associated with traditional telematics programs.
• Together, IMS EdgeSDK, incorporating the LexisNexis Drive Metrics model, generates driving scores and attributes that can be seamlessly integrated into an insurer's workflow via a single point of execution while keeping the user's data on their smartphone device.
• The LexisNexis Drive Metrics model has been shown to provide 79% improvement above
  3
   standard rating factors.

"The innovation of Drive Metrics and the sophistication of EdgeSDK disrupt the status quo, and what makes this approach especially powerful is the potential – smartphone-based driving insights, vehicle-generated telematics and the industry's broadest collection of insurance risk and claims intelligence, all to benefit insurers and consumers," said Jeffery Batiste, senior vice president and general manager, auto and home insurance, LexisNexis Risk Solutions. "Together, these data assets provide a more complete view of risk, helping insurers improve segmentation, strengthen underwriting decisions, streamline operations and increase confidence in the data used throughout the insurance lifecycle."

"IMS EdgeSDK and LexisNexis Drive Metrics have the potential to make driving intelligence genuinely mainstream," said Paul Stacy, CEO, IMS. "Together, we're making it possible to put a powerful driving score mechanism into the insurance apps customers already know and use. This gives more drivers the opportunity to use their own driving data to unlock personalized pricing. This is the next-gen approach to usage-based insurance, simple and scalable. It creates a truly scalable foundation for pricing, engagement, and future connected insurance services."

Drive Metrics and IMS EdgeSDK together redefine the cost structure of using telematics to assess driving behavior data by combining on-device computing with exclusive analytics from LexisNexis Risk Solutions. The cost and operational challenges of conventional UBI programs have traditionally constrained auto insurers' program growth objectives despite consumer demand for more personalized pricing and insurers' need for driving insights across their portfolios.

Click here to learn more about LexisNexis Drive Metrics and IMS EdgeSDK.

About LexisNexis Risk Solutions
LexisNexis

 Risk Solutions provides customers with information-based analytics and decision tools that combine public and industry-specific content with advanced technology and algorithms to assist them in evaluating and predicting risk and enhancing operational efficiency. Headquartered in metro Atlanta, Georgia, the company has offices throughout the world, serves customers in more than 190 countries and territories and is part of RELX. For more information, please visit LexisNexis Risk Solutions. 

About IMS 
IMS is a global connected insurance technology company, helping insurers use driving data to improve pricing and underwriting, engage customers, manage risk and transform claims outcomes. Its award-winning DriveSync® platform supports data from smartphones, connected vehicles and telematics devices, while its latest Edge Intelligence™ capabilities bring advanced analytics directly onto the mobile device - enabling more transparent, privacy-conscious and cost-effective connected propositions at scale.

For more info, visit www.ims.tech.

Media Contacts: 
Annalysce Baker
Sr. Communications Manager, Insurance
annalysce.baker@lexisnexisrisk.com
+1 678.436.1579

 

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SOURCE LexisNexis Risk Solutions